Is it worth living in London on £40,000?
Compare take-home pay vs essentials (rent, food, transport, utilities). Use sliders to match your situation — then judge by disposable left + rent pressure.
Rent in London is the biggest challenge here, consuming over half your take-home pay. After essentials, you'll have very little left. You would likely need a flatshare or strict budgeting to make this work. Overall, this salary is likely too low for an independent lifestyle in London without compromises.
Is this accurate?
It’s a consistent baseline for comparisons. Sliders let you match your real situation.
What comfort score is “good”?
Rough guide: 70+ comfortable, 50–69 okay, 30–49 tight, below 30 struggle.
What’s the best lever?
Rent. If rent is high relative to take-home, the outcome is tight even on decent salaries.